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Government Loan Programs

Network Capital is an approved FHA/VA lender and these programs are some of our most popular loans, allowing more people to qualify under the flexible credit guidelines. Our clients love the low fixed rates and security of a government-backed loan. Since we are a direct lender with FHA/VA, we can close these loans in as little as 7 business days.

Refinance Loan Program Highlights

Programs if you are underwater, have credit or income challenges:

  • VA IRRRL - No appraisal required
  • FHA Streamline - No appraisal required
  • HARP 3.0 - Appraisal waiver available

Cash-out programs for debt consolidation, home improvements or personal use:

  • VA Loans - Borrow up to 100% of your home's value
  • FHA Loans - Borrow up to 85% of your home's value
Purchase Loan Program Highlights

Low down payment programs to make homes affordable:

  • $0 down payment – VA Loan
  • 3.5% down payment – FHA Loan

Self-use tools such as our Calculators and Home Value Estimator are at your disposal if you would like to do preliminary research.

Great reasons to choose Network Capital

12+ years strong. We’re here for you now and years to come. Our comprehensive savings analysis is free and there’s absolutely no obligation.

  • NO LENDER FEES (application, origination, lock in, processing, or underwriting!)
  • Most Competitive rates available
  • Close in as little as 10 Business Days (depending on loan program.)
  • Simple Process, we can gather your documents for you
  • Appraisal may not be required

No Obligation | Free Quote!

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NMLS #11712. Go here for NMLS consumer access.