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30-Year Fixed Rate

  • Most popular loan in history
  • Long term stability
  • Low monthly payments
  • Fixed for life of loan
  • Protects from rate fluctuation
  • Simplifies budgeting process

15-Year Fixed Rate

  • Fixed for life of loan
  • Pay off mortgage twice as fast
  • Slightly lower rate than 30 year
  • Build your equity faster
  • More payment goes to principle
  • Significantly less interest paid